There is no need to tell you how much money is required. One of the best options for safe investment is Post Office Scheme. This scheme has a government guarantee of protection.

Again relatively good return on investment is also available. Do you know how you can get huge returns by investing little money in post office?   Recurring Deposits or RDs can be made at post offices with minimal investment. RD account can be opened in post office with just 100 rupees.

Those who have access to online banking can easily start investing from home through the mobile app. Recurring deposits at post offices usually have a tenure of 5 years. After completion of 5 years period of this project, the period can be extended for another 5 years.

Over 10 years the investors get the profit at compound interest rate. In this scheme, interest is calculated every three months. If you can deposit Rs 333 per day, you will accumulate around Rs 10,000 per month.

If you invest this money in RD, your total investment in 5 years will be Rs 6 lakh. After five years maturity, you will get Rs 7 lakh 13 thousand 659 with interest. Out of this you will get Tk 1 lakh 13 thousand 659 as interest.

If you extend this scheme for another 5 years, your total investment in 10 years will be Tk 12 lakh. After 10 years, you will have Tk 17 lakh 8 thousand 547 with compound interest. That means you will get Rs 5 lakh 8 thousand 547 only as interest.

This scheme has some other great benefits for the investors. If an emergency arises one year after opening the account, you can take a loan of up to 50 percent of the money in the RD account. Post Office Recurring Deposit can therefore become the best option for safe investment.

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